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Free.
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Get institutional-grade ETF Blend 103-20 strategy completely free. Forever. No credit card. No commitment. No strings attached.

22.03%
CAGR
-10.43%
Max Drawdown
1.86
Sharpe Ratio
Performance metrics shown are based on back test results of daily close prices from 10 Nov, 2014 to 18 May, 2026 with SPY as the benchmark. Back test results may not reflect actual trading performance, and past performance may not be indicative of future results. For informational purposes only. Should not be considered as financial advice.
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Free forever
12+ years backtested
  • Annualized return: 22.03% Benchmark: 13.72%
  • Max Drawdown: -10.43% Benchmark: -33.72%
  • Sharpe: 1.86 Benchmark: 0.82
  • Sortino: 2.88 Benchmark: 1.16
  • Calmar: 2.11 Benchmark: 0.41
  • 10-Year Historical Growth
    $10K invested in May 2016
    $73K
    today at 22.03% CAGR
View Detailed Performance Report → View Robustness Analysis Report →

WHY ETF BLEND 103-20

Consistent Growth

ETF Blend 103-20 is designed for investors who want steady growth without the stomach-churning volatility of traditional stock portfolios.

Returns

Compound Annual Growth Rate of 22.03% vs. SPY's 13.72%

Risk

Maximum drawdown of only -10.43% vs SPY's -33.72%

Nimbleness

Longest drawdown days of 188 vs SPY's 708

Consistency

92.31% winning years vs SPY's 84.62%

About Strategy

ETF Blend 103-20 is a conservative strategy, prioritizing risk mitigation and ease of management over returns.

At its core is a diversified portfolio of 16 ETFs; however, most of the time, this strategy maintains 9 or less positions concurrently. On average, this strategy can be expected to rebalance about 4 times a month. According to current correlations, when traded alongside ETF Blend 102-25, the total portfolio's risk-to-reward ratio may improve, providing even better risk adjusted returns.

HOW IT WORKS

Start in 3 Simple Steps

No complicated setup, no hidden fees. Just straightforward, institutional-grade portfolio management.

01

Sign Up Free

Create your account in seconds

  • No credit card required - completely free forever
  • Instant access to your private Telegram channel
  • Full performance history and analytics at your fingertips
02

Connect Telegram

Get real-time rebalancing alerts

  • Receive notifications when the strategy rebalances (at most once a day)
  • Get precise allocation percentages for each holding
  • Add our Telegram Bot for easy access
03

Execute Trades

Follow along with your brokerage

  • Trade when you get rebalancing notifications
  • Works with any brokerage account (Schwab, Fidelity, IBKR, etc.)
  • Optional: Automate with our open source IBKR script

Automated Trade Execution

You can also choose to deploy an open source community supported script to execute trades in your Interactive Brokers accounts. Please see the relevant FAQ to learn more.

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QUESTIONS

Common Questions

Why is this strategy free?

We believe everyone deserves access to institutional-grade investment strategies. ETF Blend 103-20 is our way of giving back to the community and demonstrating the quality of our approach. It's completely free forever—no trial period, no credit card, no catch.

What's the difference from your paid strategies?

ETF Blend 103-20 is a full-featured strategy with the same level of research and engineering as our premium strategies. Our paid strategies offer different risk profiles with potentially higher returns, lower drawdowns, or faster recovery times. However, ETF Blend 103-20 is perfect for conservative investors or those just getting started.

Please note that free customers do not have access to priority support or API keys required for automation.

How much money do I need to start?

You can start with any amount, though we recommend at least $5,000 to properly diversify across the strategy's holdings.

Can I cancel anytime?

There's nothing to cancel! Since it's completely free, you can use the strategy for as long as you want with no commitment. You control your own brokerage account, so you can stop following the strategy whenever you choose.

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Ready to Get Started?

Join smart investors who trust Zehnlabs for institutional-grade investment strategies. Start with our free ETF Blend 103-20 strategy today.

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